Sharing your home

There are many advantages to having a housemate: Defraying expenses. Sharing household chores. Help with transportation. Companionship. Increased safety. Peace of mind. In a survey of older adults who shared their homes, 50% said that since gaining a housemate, they are happier, sleep better, are getting out more, and they call upon their families less…

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Saying "no" when your kids ask for money

Once you’ve decided it’s unwise to give or lend money to children—or grandchildren—think through how you want to communicate your decision. Money is often equated with love. Even if this is a loving decision (e.g., you’ve determined that giving or lending them money is encouraging something unhealthy), how and when you decline is important for…

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"With a little help from our friends": The Village movement

Aging in place has great appeal and can be challenging and expensive. Elders who are part of a “Village” help each other with simple tasks, making it easier and more financially feasible to stay at home. Today, there are close to 250 Villages across the country. They are part of a widespread grassroots movement of…

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Planning a trip? Your health insurance might not come with you! International travel. If you need medical care outside the United States—an ER visit, hospitalization, ambulance, medical exam, labs, or a medical evacuation—there are very few circumstances in which original Medicare will help out. You should be prepared to pay 100 percent of any medical…

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Solo aging: Eyes wide open

Aging comes to us all. What makes solo aging different is the need to be more proactive about arranging for help. Twenty-two percent of older adults acknowledge they will need to take care of themselves. (Even if you are partnered now or have children, you are wise to consider the possibility of solo aging because,…

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Getting rid of your stuff

Once you get beyond the sentimental value of your belongings, you are still up against the logistics of how to get things out of your nest. Some stuff is easier to pass along to family than other stuff. Options for what’s left over: Sell, donate, or just “get rid of it!” Start with family. You…

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Thriving through life transitions

Change is the only constant. And as we enter our later years, it seems the changes are more frequent. Before writing Life Is in the Transitions, Bruce Feiler interviewed 225 individuals to gain a sense of the ways people navigate disruption across the lifespan. He found that we experience roughly thirty-six transitions in a lifetime,…

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Should you move (closer to your kids)?

The most common reason to move in later years is to be closer to children and grandchildren. Regardless of your reason for relocating, unless you plan to live with family, there will be many hours of the day when you are just plain newbies in town. How will you spend your time? If proximity to…

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When an adult child asks for money, it’s hard to say no. You want to respond to a need. But perhaps your child perceives that you don’t need all you have, or that they’re simply requesting some of their inheritance, just a bit early. Before you answer, ask for time to think it over. You…

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Adding smart home safety features

You probably already have some “smart” features in your home. For instance, a thermostat you can program for a higher temp during the day and lower at night. Perhaps it has remote capabilities, so you can make changes from afar. Or sensors, such as garden sprinklers that shut off when it’s raining, or outdoor lights…

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