Well Senior Blog

Deciding how to divide assets among one’s children is often challenging. The challenges only multiply in a step- or blended family situation. Today, about one-quarter of all marriages include stepchildren. Among remarried couples, almost two-thirds involve children from a previous relationship.  Blended families can look like any other family, but the dynamics are very different,…

Are you reflecting on life and its lessons? With so many options for self-publishing, writing a memoir may appeal. The process generates a new perspective on the meaning of one’s life. The end result lets future generations learn about you and their forebears. Find writing kits and courses online, such as Writers.com. One thought to…

A “screening” is a general test to look for signs of a problem. Because early detection makes a huge difference in your ability to recover from any disease or condition, Medicare and Medicare Advantage plans use screening tests for many health issues. Often these tests are 100% covered—no copayments. But you must fit eligibility criteria.…

Do you feel defensive when your kids visit? Notice them exchanging knowing glances when you don’t recall a date or name? Perhaps you feel reluctant to approach them when you do have concerns, because they overreact. So you keep your distance. That isn’t good, either. It’s a fine line between feeling that your adult children…

It might feel scary to tell others if you’ve been diagnosed with dementia or even just mild cognitive impairment (MCI). Start with those you think will be the most supportive. Perhaps close family and friends. Common reactions. People will vary in how they respond to the news. Some will be genuinely caring and ask how…

Your healthcare power of attorney (HCPOA) is an individual you trust to speak for you when you are unable to voice your own decisions: A car accident, surgery, coma, dementia. In such circumstances, doctors need someone who knows you well and has had conversations with you to guide them in terms of the medical procedures…

Life plan communities—sometimes called “continuing care retirement communities” (CCRCs)—are private communities that offer residents a full range of care levels, depending on need. For those in independent living, amenities such as a golf course, gym, pool, and tennis and pickle ball courts are typically provided. Some communities even offer college-level classes, a salon, and grocery…

Can two households be better than one? In a trend called “living apart together” (LAT), a growing number of older adults are experimenting with committed relationships that also allow for autonomy. These are people who prefer intimacy and companionship in their lives. At the same time, marriage—or even living together—brings more entanglements than they want…

If you are used to having an “annual physical” and ask for that, original Medicare won’t pay for it. That is, original Medicare won’t pay doctors to do a general physical exam “to see what turns up”; you’ll pay out of pocket. (Medicare Advantage might have this as an “extra.” Check with your plan.) Medicare…